Lowe’s Military Discount: Eligibility, Verification, and What It Covers in 2026

Who Qualifies for the Lowe’s Military Discount

The discount applies to service members and veterans from the following branches and organizations:

• Active-duty U.S. Army, Marine Corps, Navy, Air Force, and Coast Guard
• Military Reserve and National Guard members
• Retired and discharged veterans, except those with a dishonorable discharge
• National Oceanic and Atmospheric Administration (NOAA) Commissioned Officers
• Public Health Service Commissioned Corps (USPHS) members
• Military spouses of eligible service members

According to third-party reports, Lowe’s extends the discount to immediate family members of qualified personnel, though the retailer does not publish a complete definition of who qualifies as immediate family. Contact Lowe’s directly to confirm your eligibility if you are a dependent or family member.

How to Verify Your Eligibility and Sign Up

To access the military discount, you must create a MyLowe’s Personal Account and verify your military status through ID.me, the Department of Defense-contracted verification service. Here is what you need to do:

Step 1: Complete ID.me Verification

Visit Lowe’s military validation page and select “Verify with ID.me.” You will be prompted to upload acceptable military documentation, such as:

• Military discharge papers (DD Form 214)
• DOD identification card
• Valid military ID
• Other documents accepted by ID.me for military verification

If your documents are rejected, ensure they are legible, current where required, and meet ID.me’s standards. Contact Lowe’s at 1-800-445-6937 if you need help resubmitting.

Step 2: Link Your MyLowe’s Personal Account

After ID.me verification, log into your MyLowe’s Personal Account at Lowes.com or create one if you do not have an account. Follow the on-screen instructions to complete the linkage. Your account status should display as “Military Discount Verified” in the My Account section.

Important: Third-party reports indicate that MyLowe’s PRO accounts do not qualify for the military discount. You must use a Personal Account. If you have multiple MyLowe’s accounts, only one can be verified for the military discount. If an older account is still active, you cannot verify a new one. Contact Lowe’s to consolidate accounts before verifying a new one.

Step 3: Update Your Phone Number for In-Store Use

To receive the discount in-store without signing in online, link a phone number to your verified account. Log into your MyLowe’s account and update your phone number in the address section. Provide this phone number at checkout, or bring a membership card. Cashiers may ask for photo ID such as a driver’s license, state or federal ID, DOD card, discharge papers, or passport.

What the 10% Military Discount Covers and Excludes

The 10% discount applies to most full-priced items but has significant exclusions. According to third-party reports, the discount does not apply to:

• Sale or clearance merchandise
• Major appliances, accessories, and parts
• Market-priced commodities such as electrical cable, electrical wire, dimensional lumber, plywood, and related items
• Services, including product installation, assembly, labor, delivery, shipping, and extended protection plans
• Rentals
• Lowe’s credit card promotional discounts

The military discount also cannot be combined with other offers, coupons, promotions, discounts, markdowns, or Lowe’s price adjustment policy exceptions. It is for personal use only and does not apply to commercial services or purchases.

The discount has no annual spending limit, but you can use it only on eligible full-priced items. If an item is on clearance or already discounted, the military discount will not stack.

Using the Discount Online and In-Store

Online: Sign into your verified MyLowe’s Personal Account at Lowes.com. The 10% discount will automatically apply to eligible items at checkout. You can check local inventory online before placing an order for in-store pickup.

In-Store: Provide the phone number linked to your verified account at checkout, or present your membership card. Cashiers may request photo ID. If the discount does not apply in-store, verify that your phone number matches the one in your MyLowe’s account. Contact Lowe’s at 1-800-445-6937 if there are delays or errors.

According to third-party sources, verified military members and veterans also receive free Silver Key status in Lowe’s Rewards program, which includes free standard shipping online and bonus points per dollar on purchases.

Troubleshooting Common Issues

If your military discount is not applying, check the following:

• Account not verified: Log into My Account and confirm your status shows “Military Discount Verified.” If not, complete the ID.me verification process again.
• Wrong account type: Ensure you are using a MyLowe’s Personal Account, not a PRO account. PRO accounts are not eligible.
• Item is excluded: Review the list above. The discount does not apply to sales, major appliances, services, or commodities.
• Discount combined with other offers: The military discount cannot be stacked with Lowe’s coupon policy offers or promotions.
• In-store phone number mismatch: Update your phone number in your MyLowe’s account if the discount is not appearing at the register.

Third-party reports also note that ID.me Cash Back may be delayed or missing for some users. Contact ID.me or Lowe’s support if your cash back does not appear after a verified purchase.

How Lowe’s Military Discount Compares to Competitors

Lowe’s military discount of 10% everyday on most full-priced items is comparable to what competitors offer. Home Depot military discount also provides 10% for eligible veterans and active-duty service members. Best Buy military discount offers similar benefits for electronics purchases. Walmart military discount and Target military discount vary in structure and coverage. If you shop at multiple retailers, compare which discount applies best to the categories you purchase most frequently, such as appliances, tools, or seasonal items.

If you are a senior, also check whether Lowe’s senior discount offers additional savings on specific days. Lowe’s also runs periodic promotions, so check Lowe’s holiday hours for sales events throughout the year.